Self Rating llc.

Transforming credit rating to a day-to-day management tool


The handicap of poor financial literacy among; consumer, SMBs or large enterprise, is known phenomena and was, unfortunately, proven with the impact of the COVID-19 pandemic. The ones without the handicap, having a better creditworthiness when crisis started are more likely to come out the other side of the crisis. Self Rating-as-a-Service (RaaS) is tackling this handicap with an innovating approach to credit rating, transforming it to a day-to-day management tool leads to improve financial business decision making process with an affordable, easy-to-use online tool.

Solutions for SMEs

Regardless of users financial background, affordable comprehensiveness tool, empowering –in privacy- with an Indicative Rating Report – an instant, online graphical report displaying a snapshot of; overall creditworthiness, financial strengths & weaknesses Map, Pop-Up explaining each indication presented, “What If”-functionality allows “real-time” modification of input data evaluating potential scenarios impact of creditworthiness, “Compare / Trend Report”- of different periods and/or with public or other businesses in the same market segment.


Businesses with better creditworthiness have better resilience to overcome the present crises. This is what Self Rating allowing every business, to know and improve its credit worthiness with an indicative Rating-as-a-Service (RaaS). Unlike market players, in this domain, offering data / information – static report – Self Rating offers Literacy.

Relevant for SMEs with number of employees:

Additional Categories: Financial efficiency.

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